FAQs

  • All advisors at Hyland Financial Planning are Certified Financial Planners®. Certified Financial Planners (CFP®) are bound by requirements set by the Certified Financial Planner Board of Standards, Inc. A CFP® must have a minimum education level of a bachelor’s degree and specific coursework in financial planning. CFP®'s must pass a comprehensive six-hour examination and have at least three years of professional financial planning experience before holding the title. CFP®'s are required to maintain their expertise through continuing education.

  • Hyland Financial Planning is a Registered Investment Advisor in the state of Ohio. We comply with government regulations designed to protect the consumer. Registered Investment Advisors are required to follow a fiduciary standard.

  • Hyland Financial Planning is a fiduciary to its clients. Under the fiduciary standard, advisors are legally sworn and obligated to always place the best interest of their clients ahead of their own. They must disclose any conflicts of interest, and clearly define how they are paid.

  • No, Hyland Financial Planning a “Fee-Only” financial advisor.  The term “Fee-Only” (or fee-for-service) refers to how an advisor is compensated. A fee-only advisor is paid directly by their client and does not earn commission of any kind for product sales or referrals. It is the only method of advisor compensation that is transparent, objective, and minimizes conflicts of interest. In addition, a fee-only advisor must act in their client’s best interest as a fiduciary 100% of the time. 

  • Although we are based in Green, Ohio we work with clients throughout the country.  We are not bound by geography when working with you.  We seek out clients who are the best fit for our firm, regardless of where they are located.

  • We work with clients throughout the country using virtual meetings, conference calls, e-mails, secure file transfer, and an integrated suite of client service and financial software. You do not need to be local to partner with our firm. Of course, we are happy to meet in our office if you are nearby.

  • As a fee-only firm, all of our revenue comes directly from clients. We don’t receive commissions, referral fees, or other incentive compensation from third parties. This reduces conflicts of interest and provides maximum transparency. See our Prices page for full details.

  • We hold our clients’ assets at Charles Schwab, the top custodian in the US for individuals and families. All of your brokerage accounts, IRAs, Roth IRAs, and Trust accounts (if applicable) will be held at Charles Schwab.

  • We offer a free initial consultation. The first step is to schedule this 30-minute introductory call by using the link here. On this call, we are happy to answer all of your questions, tell you about Hyland’s services, and see if we are a good fit for what you are looking for in an advisor.